May 2015

Reasoning Quiz - 33

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Maths Quiz - 33

Bankers Guru

Maths Quiz - 33

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COMPUTER QUIZ - 38

Bankers Guru

Q. 1. By default, on which page the header or the footer is printed?

(1) On first page

(2) On alternate page

(3) On every page

(4) On last page

(5) None of the above

Ans. (3) The header or the footer is printed on every page.

Q. 2. Which menu in MSWord can be used to change character size and typeface?

(1) View

(2) Tools

(3) Format

(4) Data

(5) Edit

Ans. (3) Format menu in MSWord can be used to change character size and typeface.

Q. 3. Which key should be pressed to start a new paragraph in MS-Word?

(1) Down Cursor Key

(2) Enter Key

(3) Shift + Enter

(4) Ctrl + Enter

(5) Alt + Enter

Ans. (2) Enter key should be pressed to start a new paragraph in MS-Word.

Q. 4. Which of these toolbars allows changing of Fonts and their sizes?

(1) Standard

(2) Formatting

(3) Print Preview

(4) Status Bar

(5) Title Bar

Ans. (2) Formatting toolbars allows changing of Fonts and their sizes.

Q. 5. Which bar is usually located below that Title Bar that provides categorized options?

(1) Menu bar

(2) Status Bar

(3) Tool bar

(4) Scroll bar

(5) None of these

Ans. (1) Menu bar is usually located below that Title Bar that provides categorized options.

Q. 6. Which option in File pull-down menu is used to close a file in MSWord?

(1) New

(2) Quit

(3) Close

(4) Exit

(5) Out

Ans. (3) Close option in File pull-down menu is used to close a file in MSWord.

Q. 7. What is the function of Ctrl + B in Ms-Word?

(1) It converts selected text into the next larger size of the same font

(2) It adds a line break to the document

(3) It makes the selected text bold

(4) It applies Italic formatting the selected text

(5) None of these

Ans. (3) Ctrl + B make the selected text bold.

Q. 8. Graphics for word processor _______.

(1) Peripheral

(2) Clip art

(3) Highlight

(4) Bookmark

(5) Table

Ans. (2) Clip art

Q. 9. In MS-Word shortcut SHIFT+DELETE is used to _______.

(1) Delete the selected item permanently without placing the item in the Recycle Bin

(2) Copy the selected item

(3) Rename the selected item

(4) Create a shortcut to the selected item

(5) None of these

Ans. (1) Delete the selected item permanently without placing the item in the Recycle Bin

Q. 10. What is the extension of files created in Ms-Word 97- 2003?

(1) dot

(2) doc

(3) dok

(4) Txt

(5) Dotx

Ans. (2) doc is the extension of files created in Ms-Word 97- 2003.

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ESSAY FOR SBI PO - GOODS AND SERVICE TAX

Bankers Guru

GOODS AND SERVICE TAX

What is GST?

Goods and Services Tax - GST - is a comprehensive tax levied on manufacture, sale and

consumption of goods and services at a national level. Through a tax credit mechanism, this tax is collected on value-added goods and services at each stage of sale or purchase in the supply chain. The system allows the set-off of GST paid on the procurement of goods and services against the GST which is payable on the supply of goods or services. However, the end consumer bears this tax as he is the last person in the supply chain. Experts say that GST is likely to improve tax collections and boost India’s economic development by breaking tax barriers between States and integrating India through a uniform tax rate.

What are the benefits of GST?

Under GST, the taxation burden will be divided equitably between manufacturing and services, through a lower tax rate by increasing the tax base and minimizing exemptions. It is expected to help build a transparent and corruption-free tax administration. GST will be levied only at the destination point, and not at various points (from manufacturing to retail outlets).Currently, a manufacturer needs to pay tax when a finished product moves out from a factory, and it is again taxed at the retail outlet when sold.

How will it benefit the Centre and the States ?

It is estimated that India will gain $15 billion a year by implementing the Goods and Services

Tax as it would promote exports, raise employment and boost growth. It will divide the tax

burden equitably between manufacturing and services.

What are the benefits of GST for individuals and companies?

In the GST system, both Central and State taxes will be collected at the point of sale. Both

components (the Central and State GST) will be charged on the manufacturing cost. This will benefit individuals as prices are likely to come down. Lower prices will lead to more consumption, thereby helping companies.

What type of GST is proposed for India?

India is planning to implement a dual GST system. Under dual GST, a Central Goods and

Services Tax (CGST) and a State Goods and Services Tax (SGST) will be levied on the taxable value of a transaction. All goods and services, barring a few exceptions, will be brought into the GST base. There will be no distinction between goods and services.

What are the flaws in present GST bill?

The government should remove flaws in the Constitutional Amendment Bill and build a consensus with the states on a flawless GST. The Bill, to give the Centre and states concurrent powers to tax goods and services, is a right step. What is not correct is a 1% extra levy proposed to be charged when goods move from one state to another. If Rajasthan imports goods from Maharashtra, it will pay 1% tax to Maharashtra, but the levy will not be charged if the goods are imported from outside India. Also, the 1% tax would apply multiple times, every time goods move from one state to another, and could cumulate to as much as 5% in a typical supply chain. This will add to the cascade of taxes that products bear and raise the cost of raw materials, capital and finished goods.

As there will be no set-offs on the extra levy —to be in force for two years or such other period as the GST Council may recommend. However, producing states want the levy on the grounds that they will lose out when the central sales tax is scrapped. There is no logic as the Centre has already guaranteed compensation to states while transiting to GST. The extra levy will scuttle the Make in India plan. It goes against the grain of GST and renders our exports uncompetitive. The extra levy should be scrapped.

Keeping real estate out of GST is a bad idea as credit will not be available for taxes paid on inputs used in construction such as cement and steel. Construction capital expenditure is 40% of total capital investment in a year, and that’s not small change. Bringing real estate under GST will raise investment and push growth.

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United Bank Of India Probationary Officer Joining Detail Out

Bankers Guru

United Bank of India has released the list of candidates provisionally selected for the post of Probationary Officer. It has been decided to recruit all those selected for the post of PO in 5 batches (each comprising 140) and whole process of recruitment will be finished tentatively by 3 months starting from 15.06.2015.

Click Here For Notice

List of candidates provisionally selected for the post of Probationary Officer (PO) in JMG Scale I (BATCH - I)

List of candidates provisionally selected for the post of Probationary Officer(PO) in JMG SC I ( Batch II, Batch III, Batch IV & Batch V)

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SBI PO 2015-2016: Tips For A Group Discussion and Interview

Bankers Guru

Dear Aspirants,

Its time to pull up socks as SBI - PO - 2015-16 is close at hand. Here Mahendra's is providing Tips for Group Discussion & Interview (GD & I) of SBI - PO - 2015-16. GD & Interview will be conduct on 3rd Week of September 2015.

Tips for GD

This is a platform for the candidates to interact and debate with one another in front of the panel of members who hen evaluate their performances. Here the ability to be a team-man is analyzed. Your analytical skills and descriptive style are also evaluated .
Enhance your debate skills. Work on your language and style of presenting it. Prove your point without getting aggressive or using foul language.
Pitch your voice according to the discussion taking place in the GD. It might be a health discussion rather than a debate and so you must keep in with the sink.
Wear proper formal attire. GD is as important as the PI and thus you must look presentable.
Follow the instructions or rules, as the case may be, that are told by the panel members at the beginning of the session. They evaluate the candidate's performance based on his adherence to the rules and guidelines.
Do not panic if no new points come to your mind. Relax. A calm and composed mind helps you think clearer and better. If you have nothing new to say, do not repeat the old points like a stuck gramophone record.
Be punctual. It is also very necessary to limit yourself to a few minutes while speaking on a topic. Do not go unimportant details and bore the other candidates and panel members.

Tips for Interview

Personal interview takes place individually for all the candidates. They gauge your General Awareness, confidence level through the PI.
Be confident in yourself. Take long deep breaths before entering the PI hall and try to relax.
Keep updated. Most of the questions that the panel members ask are from the latest happenings of the world, especially in the banking sector.
Start reading newspapers. Go thoroughly through the latest government policies, budget, RBI guidelines and policies.
If you do not know the answer to a question, pass it straight away. Do not try to fool the panel members by beating around the bush and wasting time. It will do you more harm than good.
Carry a copy of your resume and make sure you remember eveything you have mentioned in it. Be prepared for questions pertaining to the hows and whys of your basic qualifications, what made you enter the banking sector etc.
Do not rush while speaking. Speak in a calm and composed manner so that you may not utter something inappropriate which you may regret later. Also remember to speak in a polite and respectful manner.
Punctuality and presentation make a huge difference. Arrive on time and be dressed in formals.

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Reasoning Quiz - 32

Bankers Guru

Reasoning Quiz - 32

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Current Affairs Questions and Answers - May 29, 2015

Bankers Guru

Current Affairs Questions and Answers - May 29, 2015

Q1. What is the position of India in production of crude steel globally in the last one year?

A. 3rd

B. 4th

C. 5th

D. 6th

ANSWER: A. 3rd

Q2. Which North-East state has withdrew Armed Forces Special Powers Act (AFSPA)?

A. Meghalaya

B. Tripura

C. Assam

D. Mizoram

ANSWER: B. Tripura

Q3. As per the statement of Confederation of Indian Industry (CII), by what percent India’s economy can grow in the medium-term with a multi-pronged strategy?

A. 8-10%

B. 7-9%

C. 9-10%

D. 11-12%

ANSWER: C. 9-10%

Q4. Name the shooter who becomes the 4th Indian Shooter to qualify for Rio Olympics?

A. Gagan Narang

B. Apurvi Chandela

C. Jitu Rai

D. Abhinav Bindra

ANSWER: D. Abhinav Bindra

Q5. In which state ‘Ajanmi Beti Ke Liye Daud’ marathon has been organised by Forum for Human Rights and Justice on 27th May’15?

A. Goa

B. Himachal Pradesh

C. Rajasthan

D. Chhattisgarh

ANSWER: B. Himachal Pradesh

Q6. Who has been appointed as Head Coach of England Cricket Team?

A. Greg Chappell

B. Andy Flower

C. Trevor Bayliss

D. Peter Moores

ANSWER: C. Trevor Bayliss

Q7. Name the Pakistani spin bowler has been banned for two years after failing a drug test?

A. Raza Hasan

B. Danish Kaneria

C. Mushtaq Ahmad

D. Imran Nazeer

ANSWER: A. Raza Hasan

Q8. Who will head the panel to review and revitalise public private partnership (PPP) mode of infrastructure development in India?

A. K Narayanmurthy

B. S S Saxena

C. Bimal Jalan

D. Vijay Kelkar

ANSWER: D. Vijay Kelkar

Q9. Within how many days of launching Digital Locker trial version in Feb 2015 over 1,00,000 Digital Lockers have been opened by the Citizens?

A. 10 days

B. 55 days

C. 100 days

D. 125 days

ANSWER: C. 100 days

Q10. According to the UN Annual Hunger Report 2015, what is the population of hungry people globally?

A. 79.5 Crore

B. 100 Crore

C. 10 Crore

D. 26.7 Crore

ANSWER: A. 79.5 Crore

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Maths Quiz - 32

Bankers Guru

Maths Quiz - 32

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LETTER WRITING FOR SBI PO - CAREER IN BANKING SECTOR

Bankers Guru

INFORMAL LETTER

Write a letter to your sister telling her how technology is helpful for banking sector and how

it has brought about a change in the present day workings of banks.

Kruti Chauhan,

Miranda House,

East Patel Nagar

New Delhi.

29 May 2015.

Dear Suhani,

I hope this letter finds you in good health. How are your studies going? I hope you are through with your exams and still waiting for your results. What are your plans as far as your career is concerned? Let me suggest you few good avenues. One of them is the banking sector. This sector at present is offering tremendous opportunities to young generation and that with the latest advent in technology, the sector is gradually moving towards globalization.

Indian banking industry, today is in the midst of an IT revolution. A combination of regulatory

and competitive reasons have led to increasing importance of total banking automation in the Indian Banking Industry. In view of this, technology has changed the contours of three major functions performed by banks, i.e., access to liquidity, transformation of assets and monitoring of risks. Further, Information technology and the communication networking systems have a crucial bearing on the efficiency of money, capital and foreign exchange markets.

I am wishing you all the best for your future endeavours and hope that my letter has served

its purpose of motivating you.

Yours loving sister,

Kruti

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English : Rearrangement Of Sentences - Part - 8

Mahendra Guru

REARRANGEMENT OF SENTENCES

Q.1-5. Rearrange the following sentences (A),(B),(C), (D), (E), (F) and (G) in the proper sequence to form a meaningful paragraph, then answer the questions given below them.

A. Any odour or results in the growth of fungus but is rich in nutrition.

B. The heap of crushed grass is then left for decomposing.

C. In the process of the vermicompost production, the grass that grows

D. Earthworms eat the compost leaving a lot of waste which does not emit

E. The partly decomposed grass is then laid on a bed with slurry of dung

F. In the forest is cut and crushed with chaff cutters.

G. And earthworms are released into it.

Q.1. Which of the following is the FIFTH statement after rearrangement?

(1) G (2) D (3) C (4) E (5) B

Q.2. Which of the following is the SEVENTH statement after rearrangement?

(1) B (2) F (3) C (4) G (5) A

Q.3. Which of the following is the FOURTH statement after rearrangement?

(1) A (2) G (3) B (4) E (5) C

Q.4. Which of the following is the SECOND statement after rearrangement?

(1) G (2) D (3) F (4) A (5) B

Q.5. Which of the following is the FIRST statement after rearrangement?

(1) F (2) C (3) B (4) E (5) D

Q.6-10.Rearrange the following sentences (A),(B),(C), (D), (E), (F) and (G) in the proper sequence to form a meaningful paragraph, then answer the questions given below them.

A. Mining is essential to obtain metals and minerals for India’s industries. But in the course of mining

B. Rainwater harvesting and water resource management, afforestation of mine dumps and nearby barren areas, rehabilitation of displaced persons and protection of the environment.

C. Though valuable minerals are extracted and used from mines, the local people receive little benefit.

D. Apart from environmental pollution, large forest areas are decimated, water bodies damaged and many local people and wild animals displaced.

E. Besides losing cultivable lands and houses, they are deprived of drinking water, wood and other forest produce. In most cases, they end up leading unwholesome lives amidst polluted environs.

F. Therefore, it is essential to plan and implement ‘Integrated Development of Mine Areas (IDMA)’which would involve scientific mining,

G. The IDMA programme should be implemented across all mines in India to benefit all stakeholders.

Q.6. Which of the following is the THIRD statement after rearrangement?

(1) D (2) E (3) G (4) A (5) F

Q.7. Which of the following is the FIRST statement after rearrangement?

(1) B (2) A (3) E (4) F (5) G

Q.8. Which of the following is the FOURTH statement after rearrangement?

(1) D (2) E (3) B (4) A (5) F

Q.9. Which of the following is the SEVENTH statement after rearrangement?

(1) A (2) C (3) E (4) D (5) B

Q.10. Which of the following is the SECOND statement after rearrangement?

(1) D (2) E (3) G (4) A (5) F

ANSWERS:

Q.1.(1)

Q.2.(5)

Q.3.(4)

Q.4.(3)

Q.5.(2) The arrangement is CFBEGDA

Q.6.(5)

Q.7.(2)

Q.8.(3)

Q.9.(3)

Q.10.(1)The arrangement is ADFBGCE.

English : Rearrangement Of Sentences - Part - 7