FORMAL LETTER
Write a letter to the bank manager requesting him to allow you to pay your EMI of your housing loan a bit later.
Sandeep Malhotra,
32, Kamla Nagar,
New Delhi.
17th June 2015.
Branch Manager,
Central Bank of India,
37, Chandani Chowk,
New Delhi.
Sub: Late payment of EMI on housing loan.
Sir,
This is to inform you that I have taken housing loan from your esteemed bank on June 10, 2010 at the rate 12 percent per annum and since then I have duly been submitting the EMI. Till now I have repaid more than half the loan. But recently, due to acute financial crisis in our family as I am self employed and my business is going down I was unable to pay last month’s EMI. I, therefore, request you to please grant me some time to arrange for the same.
I will be obliged if you could consider the matter and grant me some time to arrange for the same.
Thanking you,
Yours sincerely,
Sandeep Malhotra.
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