General Awareness For IBPS-Clerks Main Examination
Q.1. Longer dated options are called ___________.
(1) forwards
(2) warrants
(3) options
(4) derivatives
(5) equity
Q.2. Expand CSR.
(1) Capital Stock Responsibility
(2) Capital Stock Ratio
(3) Corporate Stock Responsibility
(4) Corporate Social Responsibility
(5) Company Social Responsibility
Q.3. Main concerns of a banker about prospective borrower are, its____.
(1) Financial soundness and stability
(2) Liquidity
(3) Profitability
(4) Management
(5) All the above
Q.4. What is the maximum period of time for which one can open an FD account?
(1) 1 year
(2) 5 years
(3) 10 years
(4) 15 years
(5) 20 years
Q.5. A __________ is an order to pay money drawn at one office of a bank upon another office of the same bank for a sum of money payable to order on demand.
(1) Promissory Note
(2) Commercial Paper
(3) Money order
(4) Demand draft
(5) Cheque
Q.6. The Foreign Exchange Reserves in India are kept in the custody of which of the following Institution?
(1) SBI
(2) RBI
(3) GoI
(4) EXIM Bank
(5) SEBI
Q.7. During Inflation which of the following groups is most benefited?
(1) Government pensioners
(2) Creditors
(3) Saving account holders
(4) Debtors
(5) Commercial Banks
Q.8. Which of the following is responsible for coordination of statistical activities in India?
(1) NITI Aayog
(2) CSO
(3) RBI
(4) Finance Ministry
(5) Economic Affairs Ministry
Q.9. Under PMJDY to get benefit of Accidental Insurance Cover, RuPay Debit Card must be used atleast once in ______ days.
(1) 45
(2) 30
(3) 33
(4) 42
(5) 60
Q.10. Which of the following is not a salient feature of BSBDA?
(1) There is no requirement of minimum balance.
(2) The services available include deposit and withdrawal of cash at bank branch as well as ATMs; receipt/credit of money through electronic payment channels or by means of collection/deposit of cheques.
(3) Maximum of 4 withdrawals a month including ATM withdrawal. No such limit for
deposits.
(4) Facility of ATM-cum-Debit card and credit card
(5) All of the above
Answers
Q.1. (2) Q.2. (4) Q.3. (5) Q.4.(3) Q.5. (4) Q.6. (2) Q.7. (4) Q.8. (2) Q.9. (1) Q.10. (4)
