General Awareness For IBPS-Clerks Main Exam
Q.1. Which among the following is NOT one of the 6 designated currencies in which NRIs can open Foreign Currency Non -Resident Account (FCNR)?
(1) U.S. Dollar (2) Euro (3) Real (4) Japanese Yen (5) Canadian Dollar
Q.2. Which of the following are secured instruments and are issued for a period of not exceeding 364 days?
(1) Treasury Bills (2) Commercial Papers (3) Trade Bill (4) Certificate of Deposit (5) Cheque
Q.3. Which department of RBI handles day-to-day liquidity management operations?
(1) Monetary Policy Department (2) Market Regulation Department
(3) Financial Markets Department (4) Management Department
(5) Communications Department
Q.4. Which among the following is the advantage of Stock Exchanges to the companies?
(1) The market for their securities is enlarged as the investors all over the world become aware of such securities and have an opportunity to invest
(2) As a result of enhanced goodwill and higher demand, the value of their securities increases and their bargaining power in collective ventures, mergers, etc. is enhanced.
(3) The companies have the convenience to decide upon the size, price and timing of the issue.
(4) 1,2 and 3
(5) 1 and 2
Q.5. Which of the following is a money market intermediary and a primary dealer in government securities?
(1) Securities and Trading Corporation of India
(2) Discount and Finance House of India
(3) Industrial Development Bank of India
(4) Unit Trust of India
(5) RBI
Q.6. What is the maturity period of Certificate of Deposit(CDs)?
(1) It ranges from 32 days to 60 days
(2) It ranges from 100 days to one year
(3) It ranges from 91 days to one year
(4) It ranges from 91 days to 275 days
(5) It ranges from 45 days to 60 days
Q.7. Market Risk is the possible losses due to movement in the market prices.
Which of the following is/are the associated market risks?
(1) Equity risk (2) Internal rate risk (3) Currency risk
(4) Commodity risk (5) All of the above
Q.8. Expand ALM -----.
(1) Asset Liquidity Mismatch (2) Asset Liquidity Management
(3) Acquired Liquidity Management (4) Asset Liability Management
(5) Adjusted Liability Management
Q.9. Which of the following statements is True?
(1) A Regional Rural Bank is the sole authority to regulate and supervise the Payment and Settlement Systems in India
(2) State Bank of India is the sole authority to regulate and supervise the Payment and Settlement
Systems in India.
(3) A Co-operative Bank is the sole authority to regulate and supervise the Payment and Settlement
Systems in India.
(4) Reserve Bank of India is the sole authority to regulate and supervise the Payment and Settlement Systems in India.
(5) SEBI is the sole authority to regulate and supervise the Payment and Settlement
Systems in India
Q.10. Raghav works in a Government office and he wants to save his money on a regular basis. He wants back his money with interest after two years. Which type of account would be most appropriate for him?
(1) Savings account (2) Current account (3) Recurring account
(4) Fixed Deposit account (5) Demat account
Answers
Q.1.(3) Q.2.(1) Q.3. (3) Q.4.(4) Q.5.(2) Q.6.(3) Q.7. (5) Q.8.(2) Q.9.(4) Q.10.(3)
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