Name - Pooja Pal
Venue - Ahemdabad
Time - 6.00 pm
Date - 22-01-2016
Eagerly waiting outside the magic door for my turn
Panel-1: (3M, 1W)
As the bell rung, i entered the room and I was kept blank and stood beside the chair for 10 seconds (i was totally blank even forgot to wish, then it striked suddenly )
Me- a very good evening to sirs and mam (with a warm smile)
All-greeted same with a smile.
Offered to sit. I thanked them again.
M2-so Pooja, you were doing job then why did you leave it?
Ans-as I need financial& social security and quick promotions, which couldn't be satisfied through my job and I was preparing along with my job but couldn't able to make effective efforts. (Then they asked about my company in which I was in training period, asked what the company has been manufacturing & who are its customers? replied well, they're satisfied.
M1-why didn't you opt for entrepreneurship?
I was surprised that why did they asked this question to me being an engineering graduate?
Me-sir, yes definitely I can be, but I have not thought in this way regarding to my career. I have focused only on banking sectors to flourish my career.
F1-have you applied for clerk also?
Me-yes, mam. I have.
F1-are you trying in insurance sectors or others too?
Me-no, mam. In banking only.
M3-what are exim banks do?
Me-answered.
M3-then what's ECGC?
Me-answered.
M2-are they same?
Me-no sir, exim facilities cross border trading business for both export and import. Where ECGC insured the trading business.
F2-does it insures import too?
Me-paused. And then said that I was not aware of it.
F2-ecgc, as name suggests it insures export only.
Me-nodded and thanked mam.
M2-tell me about some schemes launched for woman?
Me-told about mudra, sukanya samridhi yojana, stand up India (I was trying to recall but then I finished.)
M3-how mudra is different from other loan systems?
Me-society's those sectors which are unable to avail loan systems in an easy way will be much supported by this scheme. (Then I elaborated some examples like garage worker, mechanics , saloon wala, small vendors etc)
M1-do you really think that still people are afraid of approaching banks to avail loan facilities?
Me-yes sir, still rural area isn't served in the extended way.(Given some examples of labour workers)
All-satisfied.
M3-can you tell me under which law bank's day to day operations take place?
Me-(hearing 'law' word i was again blank and thought that he might asking about some laws of income tax which are used in banking.
M2(in a supportive manner)-yes yes, try to recall, you have definitely read about this.
Me-sorry sir, I am unable to recall this time.
M2-have you heard about banking regulation act?
Me-yes sir, exactly. Under banking regulation act, 1949 bank do functioning.
M2-can you also tell me another act under which some of banking norms resides?
Me -RBI Act, 1935.
M2-yes, but one other than this.
Me-sorry sir, unable to recall.
M2-do you know negotiable instrument?
Me-yes sir, exactly it is NI act, 1881.
M2-ok. (Smiled)
F1-tell about what's nbfc and bank?
Me-answered.
F1-can nbfc opens savings a/c?
Me-yes mam, they can if rbi permits but with restricted limits i.e. 1lakh per person.
F1-tell me about your family background.
Me-answered.
F1-is there any govt textile college in your city?
Me-yes mam, told the college name.
On hearing that my dad is working in income tax department,,
M2(suddenly) -what's PAN?
Me-PAN stands for permanent account number. It is the proof of identity whose records are being registered in income tax department.
M2-yes, income tax department of India.
I nodded accordingly.
Ok, you can go now. Thank you Pooja.
Me-thank you sir and thank you mam. (Stood out of chair)
Me- have a good time, sir & mam.
All-have a good time to you also. Good luck.
Me-thanked and left very silently.
Panel was very humble in nature and too supportive. It made my day though I was hungry for the whole day. Overall had a good time. Hoping that it would be my first and last interview.
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