Q1. Which of the following is not a form of Market Risk?
1) Liquidity Risk
2) Interest Rate Risk
3) Commodity Price Risk
4) Equity Price Risk
5) Credit Risk
Answer-5
Q2. Basel Committee on Banking Supervision was established in which year?
1) 1970
2) 1974
3) 1980
4) 1985
5) 1989
Answer-4
Q3. Which of the following is not a part of Tier -II capital in Basel Norms?
1) Undisclosed Reserves
2) Revaluation Reserves
3) Paid Up Capital
4) Hybrid Capital Instruments
5) Subordinated Term Debt
Answer-3
Q4. Consider the following statements regarding objectives of Basel-III accord:
A: Improve risk management and governance
B: Strengthen banks' transparency and disclosers
C: Improve the banking sector's ability to absorb shocks arising from financial and economic stress.
1) Only A is true
2) Only B is true
3) Only C is true
4) All are true
5) None true
Answer-4
Q5. LCR stands for-
1) Liquidity Coverage Ratio
2) Lower Credit Risk
3) Lower Convertible Rate
4) Liquidity Credit Risk
5) Liquidity Coverage Risk
Answer-1
Q6. What is the threshold limit upto which the NPA guidelines are not applicable on loan?
1) Rs 5000
2) Rs 10000
3) Rs 25000
4) Rs 50000
5) Rs 100000
Answer-2
Q7. RBI has allowed banks to opt for SDR to deal with NPA. What does SDR stands for?
1) Solution to Debt Requirement
2) Strategic Drawing Rights
3) Special Drawing Rights
4) Special Debt Restructuring
5) Strategic Debt Restructuring
Answer-5
Q8. Recently RBI has permitted the banks to convert their non-performing debts to corporates into CRPS. What does CRPS stands for:
1) Cash Redeemable Preference Shares
2) Convertible Redeemable Primary Shares
3) Convertible Redeemable Preference Shares
4) Converting Redeeming Preference Shares
5) Convergence of Redeemable Preference Shares
Answer-3
Q9. In regards with NPA, what does SMA stands for-
1) Strategic Mentioned Accounts
2) Special Moving Accounts
3) Simplified Moving Accounts
4) Special Mention Accounts
5) Simple Moving Average
Answer-4
Q10. The RBI unveiled a new scheme for Sustainable Structuring of Stressed Assets (S4A) for reworking the financial structure of big corporate entities facing genuine difficulties. The scheme will be considered if the aggregate exposure (including accrued interest) of all institutional lenders in the account is more than______
1) Rs 250 Crore
2) Rs 500 Crore
3) Rs 1000 crore
4) Rs 2000 crore
5) Rs 5000 crore
Answer-2
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