Banking Awareness Quiz For IBPS | RBI | SBI | NABARD | 27-10-2022

 

Dear Readers,

Banking Awareness has been an important part of various competitive exams, so we are here with a series of Banking Awareness Quiz on a daily basis on our platform. Follow the quiz daily to improve your banking awareness.

1-Which of these conditions is needed for a financial institution to become a bank?

एक वित्तीय संस्थान को बैंक बनने के लिए इनमें से कौन सी शर्त आवश्यक है?

a) Accepting deposits

b) Advancing loans

c) Both a) and b)

d) Neither a) nor b)

2-______refers to that portion of total deposits of a commercial bank which it has to keep with itself in the form of liquid assets.

____एक वाणिज्यिक बैंक की कुल जमा राशि के उस हिस्से को संदर्भित करता है जिसे उसे तरल संपत्ति के रूप में अपने पास रखना होता है।

a) Cash Reserve Ratio

b) Statutory Liquidity Ratio

c) Bank Rate

d) Repo Rate

3-Which of the following agency is responsible for issuing ₹ 1 currency note in India?

भारत में ₹1 का करेंसी नोट जारी करने के लिए निम्नलिखित में से कौन सी एजेंसी जिम्मेदार है?

a) Reserve Bank of India

b) Ministry of Commerce

c) Ministry of Finance

d) Niti Aayog

4-Reverse Repo Rate is the rate at which Central Bank:-

रिवर्स रेपो रेट वह दर है जिस पर सेंट्रल बैंक:-

a) Lends Money to Commercial Banks for short term

b) Lends Money to Commercial Banks for long term

c) Accepts deposits from the commercial Banks

d) None of these

05. None of these

5-Demand Deposits include:-

मांग जमा में शामिल हैं: -

a) Saving Account deposits and fixed deposits

b) Saving Account deposits and current account deposits

c) Current account deposits and fixed deposits

d) All types of deposits

6-Repo rate is the rate at which:-

रेपो रेट वह दर है जिस पर:-

a) Commercial Banks purchase government securities from the central bank

b) Commercial banks can take loans from the central bank

c) Commercial banks can keep their deposits with the central bank

d) Short term loans are given by commercial banks

7-Which of the following is not a quantitative Method of Credit Control?

निम्नलिखित में से कौन सा क्रेडिट नियंत्रण की मात्रात्मक विधि नहीं है?

a) Open Market Operation

b) Margin Requirements

c) Variable Reserve Ratio

d) Bank Rate Policy

8-Credit Creation by commercial banks is determined by:-

वाणिज्यिक बैंकों द्वारा साख सृजन का निर्धारण किसके द्वारा किया जाता है:-

a) Cash Reserve Ratio (CRR)

b) Statutory Liquidity Ratio (SLR)

c) Initial deposits

d) All of the above

9-The central bank can increase availability of credit by:-

केंद्रीय बैंक निम्न द्वारा ऋण की उपलब्धता बढ़ा सकता है:-

a) Raising repo rate

b) Raising reverse repo rate

c) Buying government securities

d) Selling government securities

10-Which of the following is a must for anything to be called money?
-

किसी भी चीज़ को पैसा कहे जाने के लिए निम्न में से क्या आवश्यक है?

a) Measure of deferred payment

b) Medium of exchange

c) Store of value

d) Measure of value

ANSWER-

Q.1.(C)

Q.2.(B)

Q.3.(A)

Q.4.(C)

Q.5.(B)

Q.6.(B)

Q.7.(B)

Q.8.(D)

Q.9.(C)

Q.10.(B)