Dear Readers,
Mahendras has started special quizzes for IBPS | RBI | SBI | NABARD | LIC so that you can practice more and more to crack the examination. This IBPS | RBI | SBI | NABARD | LIC Exam special quiz series will mold your preparations in the right direction and the regular practice of these quizzes will be really very helpful in scoring good marks in the Examination. Here we are providing you the important question of English Language for the IBPS | RBI | SBI | NABARD | LIC.
Q1-3 Read each part of the sentence to find out if there is any error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is no error, mark your answer as (5).
Q1 The Centre is planning to monitor flights landing(1)/ at regional airports remotely instead of (2)/ construction new traffic control towers near such(3)/ airports in a bid to cut costs, an official said./No Error (5)
01. The Centre is planning to monitor flights landing
02. at regional airports remotely instead of
03. construction new traffic control towers near such
04. airports in a bid to cut costs, an official said
05. No Error
Q2 With 10 more birds dying of suspected avian flu(1)/ at the Deer Park in Hauz Khas , the Delhi government(2)/ ordered an anti-virus operation(3)/ at the park .(4)/No Error (5)
01. With 10 more birds dying of suspected avian flu
02. at the Deer Park in Hauz Khas , the Delhi government
03. ordered an anti-virus operation
04. at the park
05. No Error
Q3-10 Read the following passage carefully and answer the questions given below it.
It has been just like old times. The pound has been falling on the foreign exchanges and, like a patient in intensive care, there are daily bulletins about its health. Charts show that when adjusted for different patterns of trade down the ages it is at its lowest for 168 years. If you have been gouged by a foreign exchange desk at Heathrow airport, this is a bad thing. If you consider sterling to be a symbol of national virility, it is a bad thing. If you think that the future for the UK outside the European Union is unremittingly bleak, it is definitely a very bad thing. But put the Brexit vote to one side for a second and ask yourself the following questions: is the economy currently unbalanced? Is growth too dependent on consumer spending and asset price bubbles? Is the productive base of the economy too small? Is it a problem that the UK is running a balance of payments deficit worth 6% of GDP, bigger than ever before in peacetime? If your answer to these four questions is yes – as it should be – then you need to accept that there is an upside to the falling pound. Indeed, many of those who are now talking about a sterling crisis were last year bemoaning the fact that Greece – trapped as it was inside the eurozone – did not have the benefit of a floating currency and so had to use a brutal internal devaluation involving wage cuts, pension reductions and welfare retrenchment to restore its competitiveness.
Three factors limited the ability of the UK to take advantage of the 2007-09 depreciation: the loss of manufacturing capacity; the weakness of global demand; and the growing reliance on exports from the City, which were particularly hard hit during a period when the financial markets froze. There was an improvement in the current account balance from .5% to .8% of national output but the picture deteriorated rapidly once the economy started to grow again. This was hardly surprising. The eurozone was going through an existential crisis at a time when George Osborne was pumping up the housing market through the funding for lending scheme and help to buy. A rising pound and weak demand meant exports struggled and manufacturing output flatlined. A traditional British recovery dominated by a rising property market delivered the traditional British result: a whopping balance of payments deficit.
There have been four big movements in the pound in the past 25 years: a big decline after Black Wednesday in 1992, a gradual but sustained increase in the late 1990s and early 2000s, a sharp fall during the financial crash and subsequent recession of 2007-09, and the drop since 23 June. A good argument could be made for the rise in the late 1990s and early 2000s being the most damaging of the lot. This was the currency movement that hollowed out a large chunk of manufacturing, costing 1 million jobs. This was the period when the strength of the pound attracted hot money flows into London, increasing the size and power of the financial sector. These years saw the widening of the current account deficit and the tendency for consumers to extract spending power from the rising value of their homes. The depreciation that followed Black Wednesday was more successful than that in the late 2000s. With the global economy booming, the 15% drop in the value of the pound after Britain came out of the exchange rate mechanism in 1992 boosted exports. By the time Labour came to power in 1997, the balance of payments-a combination of trade, overseas payments and investment flows – was the closest it has been to balancing since the UK last ran a surplus in 1984.
Three factors limited the ability of the UK to take advantage of the 2007-09 depreciation: the loss of manufacturing capacity; the weakness of global demand; and the growing reliance on exports from the City, which were particularly hard hit during a period when the financial markets froze. There was an improvement in the current account balance from .5% to .8% of national output but the picture deteriorated rapidly once the economy started to grow again.
This was hardly surprising. The eurozone was going through an existential crisis at a time when George Osborne was pumping up the housing market through the funding for lending scheme and help to buy. A rising pound and weak demand meant exports struggled and manufacturing output flatlined. A traditional British recovery dominated by a rising property market delivered the traditional British result: a whopping balance of payments deficit.
Had the result in the referendum gone the other way, the deficit would have got bigger. Sterling would have risen on the foreign exchanges, making imports cheaper and exports dearer. The economy has held up pretty well since late June but would have grown faster had remain won. It would have been business as usual and by now there would have been pressure on the Bank of England to raise interest rates to prevent the economy overheating.
Britain has discovered a way of living beyond its means. Assets are sold to overseas buyers bringing capital into the country to offset the balance of payments deficit. It is the equivalent of a once well-to-do household that has fallen on hard times pawning the silver to keep up appearances. At some point, referendum or no referendum, the financial markets were going to say enough is enough and it is delusional to think otherwise.
Running permanent balance of payment deficits amounts to borrowing growth from the future. Sooner or later, it has to be paid back and Brexit means it will be sooner. A weaker pound works by making exports cheaper and imports dearer. The effect, as after all the other devaluations and depreciations of the past 100 years – 1931, 1949, 1967, 1976, 1992 and 2007 – will make the economy less dependent on consumers and more reliant on producers.
Q3 What according to the author in the following sentences is/are the bad thing/s?
(A) If you have been gouged by a foreign exchange desk at Heathrow airport.
(B) If you consider sterling to be a symbol of national virility.
(C) If you think that the future for the UK outside the European Union is unremittingly bleak.
01. Only (A)
02. Only (B)
03. Only (C)
04. Both (A) and (B)
05. All (A),(B) and (C)
Q4 Which of the following statement/s is/are TRUE according the passage?
01. Three factors limited the ability of the UK to take advantage of the 2005-09 depreciation.
02. Profound economic change is usually the result of a convulsive shock.
03. The least reliance on exports were hard hit when the financial markets froze.
04. There was an improvement in the current account balance from .5% to .8% of national output but the picture deteriorated rapidly once the economy started to grow again.
05. The referendum will lead to a period of national introspection and a willingness to address the fundamental vulnerabilities of the economy.
Q5 What was the thing that boost the exports with the global economy booming,answer in context with the passage given above?
01. The 15% drop in the value of the pound after Britain came out of the exchange rate mechanism in 1992.
02. A sharp fall in pound during the financial crash.
03. The rising Sterling on the foreign exchanges.
04. A big declination which had occured after Black Wednesday in 1992.
05. The announcement of Bank of England to raise the interest rates.
Q1 The Centre is planning to monitor flights landing(1)/ at regional airports remotely instead of (2)/ construction new traffic control towers near such(3)/ airports in a bid to cut costs, an official said./No Error (5)
01. The Centre is planning to monitor flights landing
02. at regional airports remotely instead of
03. construction new traffic control towers near such
04. airports in a bid to cut costs, an official said
05. No Error
Q2 With 10 more birds dying of suspected avian flu(1)/ at the Deer Park in Hauz Khas , the Delhi government(2)/ ordered an anti-virus operation(3)/ at the park .(4)/No Error (5)
01. With 10 more birds dying of suspected avian flu
02. at the Deer Park in Hauz Khas , the Delhi government
03. ordered an anti-virus operation
04. at the park
05. No Error
Q3-10 Read the following passage carefully and answer the questions given below it.
It has been just like old times. The pound has been falling on the foreign exchanges and, like a patient in intensive care, there are daily bulletins about its health. Charts show that when adjusted for different patterns of trade down the ages it is at its lowest for 168 years. If you have been gouged by a foreign exchange desk at Heathrow airport, this is a bad thing. If you consider sterling to be a symbol of national virility, it is a bad thing. If you think that the future for the UK outside the European Union is unremittingly bleak, it is definitely a very bad thing. But put the Brexit vote to one side for a second and ask yourself the following questions: is the economy currently unbalanced? Is growth too dependent on consumer spending and asset price bubbles? Is the productive base of the economy too small? Is it a problem that the UK is running a balance of payments deficit worth 6% of GDP, bigger than ever before in peacetime? If your answer to these four questions is yes – as it should be – then you need to accept that there is an upside to the falling pound. Indeed, many of those who are now talking about a sterling crisis were last year bemoaning the fact that Greece – trapped as it was inside the eurozone – did not have the benefit of a floating currency and so had to use a brutal internal devaluation involving wage cuts, pension reductions and welfare retrenchment to restore its competitiveness.
Three factors limited the ability of the UK to take advantage of the 2007-09 depreciation: the loss of manufacturing capacity; the weakness of global demand; and the growing reliance on exports from the City, which were particularly hard hit during a period when the financial markets froze. There was an improvement in the current account balance from .5% to .8% of national output but the picture deteriorated rapidly once the economy started to grow again. This was hardly surprising. The eurozone was going through an existential crisis at a time when George Osborne was pumping up the housing market through the funding for lending scheme and help to buy. A rising pound and weak demand meant exports struggled and manufacturing output flatlined. A traditional British recovery dominated by a rising property market delivered the traditional British result: a whopping balance of payments deficit.
There have been four big movements in the pound in the past 25 years: a big decline after Black Wednesday in 1992, a gradual but sustained increase in the late 1990s and early 2000s, a sharp fall during the financial crash and subsequent recession of 2007-09, and the drop since 23 June. A good argument could be made for the rise in the late 1990s and early 2000s being the most damaging of the lot. This was the currency movement that hollowed out a large chunk of manufacturing, costing 1 million jobs. This was the period when the strength of the pound attracted hot money flows into London, increasing the size and power of the financial sector. These years saw the widening of the current account deficit and the tendency for consumers to extract spending power from the rising value of their homes. The depreciation that followed Black Wednesday was more successful than that in the late 2000s. With the global economy booming, the 15% drop in the value of the pound after Britain came out of the exchange rate mechanism in 1992 boosted exports. By the time Labour came to power in 1997, the balance of payments-a combination of trade, overseas payments and investment flows – was the closest it has been to balancing since the UK last ran a surplus in 1984.
Three factors limited the ability of the UK to take advantage of the 2007-09 depreciation: the loss of manufacturing capacity; the weakness of global demand; and the growing reliance on exports from the City, which were particularly hard hit during a period when the financial markets froze. There was an improvement in the current account balance from .5% to .8% of national output but the picture deteriorated rapidly once the economy started to grow again.
This was hardly surprising. The eurozone was going through an existential crisis at a time when George Osborne was pumping up the housing market through the funding for lending scheme and help to buy. A rising pound and weak demand meant exports struggled and manufacturing output flatlined. A traditional British recovery dominated by a rising property market delivered the traditional British result: a whopping balance of payments deficit.
Had the result in the referendum gone the other way, the deficit would have got bigger. Sterling would have risen on the foreign exchanges, making imports cheaper and exports dearer. The economy has held up pretty well since late June but would have grown faster had remain won. It would have been business as usual and by now there would have been pressure on the Bank of England to raise interest rates to prevent the economy overheating.
Britain has discovered a way of living beyond its means. Assets are sold to overseas buyers bringing capital into the country to offset the balance of payments deficit. It is the equivalent of a once well-to-do household that has fallen on hard times pawning the silver to keep up appearances. At some point, referendum or no referendum, the financial markets were going to say enough is enough and it is delusional to think otherwise.
Running permanent balance of payment deficits amounts to borrowing growth from the future. Sooner or later, it has to be paid back and Brexit means it will be sooner. A weaker pound works by making exports cheaper and imports dearer. The effect, as after all the other devaluations and depreciations of the past 100 years – 1931, 1949, 1967, 1976, 1992 and 2007 – will make the economy less dependent on consumers and more reliant on producers.
Q3 What according to the author in the following sentences is/are the bad thing/s?
(A) If you have been gouged by a foreign exchange desk at Heathrow airport.
(B) If you consider sterling to be a symbol of national virility.
(C) If you think that the future for the UK outside the European Union is unremittingly bleak.
01. Only (A)
02. Only (B)
03. Only (C)
04. Both (A) and (B)
05. All (A),(B) and (C)
Q4 Which of the following statement/s is/are TRUE according the passage?
01. Three factors limited the ability of the UK to take advantage of the 2005-09 depreciation.
02. Profound economic change is usually the result of a convulsive shock.
03. The least reliance on exports were hard hit when the financial markets froze.
04. There was an improvement in the current account balance from .5% to .8% of national output but the picture deteriorated rapidly once the economy started to grow again.
05. The referendum will lead to a period of national introspection and a willingness to address the fundamental vulnerabilities of the economy.
Q5 What was the thing that boost the exports with the global economy booming,answer in context with the passage given above?
01. The 15% drop in the value of the pound after Britain came out of the exchange rate mechanism in 1992.
02. A sharp fall in pound during the financial crash.
03. The rising Sterling on the foreign exchanges.
04. A big declination which had occured after Black Wednesday in 1992.
05. The announcement of Bank of England to raise the interest rates.
Q6 Which of the following was the Labour balancing since the UK last ran a surplus in 1984?
01. A combination of trade
02. Overseas payments
03. Investment flows
04. Only (2) and (3)
05. All (1), (2) and (3).
Q7 What was the effect of the currency movement which hollowed out a large chunk of manufacturing?
01. The tendency for consumers to extract spending power from the depreciating value of their homes increased.
02. The strength of the pound attracted hot money flows into London, increasing the size and power of the financial sector.
03. The strength of the pound dependent on consumer spending and asset price bubbled.
04. Both (2) and (3)
05. All of the above.
Q8 Why has the author compared the pound like “a patient in intensive care” as mentioned in the given passage?
(A)Because there are daily bulletins about his health.
(B)Because the growth is dependent on daily feed.
(C)Because the price of pound is falling day by day.
01. Only (A)
02. Only (B)
03. Only (C)
04. Both (A) and (B)
05. All of the above
Q9 Which of the following statement is NOT TRUE according the passage?
01. There have been four big movements in the pound in the past 25 years.
02. A big decline occured after Black Wednesday in 1992.
03. A gradual but sustained increment took place in the late 1990s and early 2000s.
04. A sharp fall in the prices of pound had occurred during the financial crash.
05. The fall in the price of the pound has been noticed since 29 June .
Q10 What kind of brutal internal devaluation that to be used for Greece that did not have the benefit of a floating currency?
(A) wage cuts
(B) pension reductions
(C) welfare retrenchment to restore its competitiveness.
01. Only (A)
02. Only (B)
03. Only (C)
04. Both (A) and (B)
05. All (A),(B) and (C)
Answers:-
Q.1 (3)
Q.2 (4)
Q.3 (5)
Q.4 (4)
Q.5 (1)
Q.6 (5)
Q.7 (2)
Q.8 (3)
Q.9 (5)
Q.10 (5)
01. A combination of trade
02. Overseas payments
03. Investment flows
04. Only (2) and (3)
05. All (1), (2) and (3).
Q7 What was the effect of the currency movement which hollowed out a large chunk of manufacturing?
01. The tendency for consumers to extract spending power from the depreciating value of their homes increased.
02. The strength of the pound attracted hot money flows into London, increasing the size and power of the financial sector.
03. The strength of the pound dependent on consumer spending and asset price bubbled.
04. Both (2) and (3)
05. All of the above.
Q8 Why has the author compared the pound like “a patient in intensive care” as mentioned in the given passage?
(A)Because there are daily bulletins about his health.
(B)Because the growth is dependent on daily feed.
(C)Because the price of pound is falling day by day.
01. Only (A)
02. Only (B)
03. Only (C)
04. Both (A) and (B)
05. All of the above
Q9 Which of the following statement is NOT TRUE according the passage?
01. There have been four big movements in the pound in the past 25 years.
02. A big decline occured after Black Wednesday in 1992.
03. A gradual but sustained increment took place in the late 1990s and early 2000s.
04. A sharp fall in the prices of pound had occurred during the financial crash.
05. The fall in the price of the pound has been noticed since 29 June .
Q10 What kind of brutal internal devaluation that to be used for Greece that did not have the benefit of a floating currency?
(A) wage cuts
(B) pension reductions
(C) welfare retrenchment to restore its competitiveness.
01. Only (A)
02. Only (B)
03. Only (C)
04. Both (A) and (B)
05. All (A),(B) and (C)
Answers:-
Q.1 (3)
Q.2 (4)
Q.3 (5)
Q.4 (4)
Q.5 (1)
Q.6 (5)
Q.7 (2)
Q.8 (3)
Q.9 (5)
Q.10 (5)
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