Dear Readers,
1-Which of the following is the highest regulatory authority for banks in India?
निम्नलिखित में से कौन सा भारत में बैंकों के लिए सर्वोच्च नियामक प्राधिकरण है?a) Reserve Bank of India (RBI)
b) State Bank of India (SBI)
c) Securities and Exchange Board of India (SEBI)
d) Ministry of Finance
Answer: a
2-What is the primary objective of the Basel III framework?
a) Enhancing cybersecurity in banks
b) Regulating interest rates globally
c) Strengthening bank capital adequacy and liquidity
d) Promoting digital banking initiatives
Answer: c
3-What does the term "CASA" refer to in banking?
a) Centralized Accounting and Securities Administration
b) Cash and Savings Accounts
c) Current and Savings Accounts
d) Centralized Audit and Security Administration
Answer: c
4-Which organization issues credit scores to individuals and businesses in the United States?
a) Federal Reserve System (Fed)
b) Securities and Exchange Commission (SEC)
c) Internal Revenue Service (IRS)
d) Fair Isaac Corporation (FICO)
Answer: d
5-What is the purpose of the CIBIL (Credit Information Bureau India Limited) in India?
a) Regulating credit card interest rates
b) Providing credit scores to individuals and businesses
c) Conducting audits of commercial banks
d) Facilitating international money transfers
Answer: b
6-Which of the following is an example of a non-banking financial institution (NBFI)?
a) State Bank of India (SBI)
b) Punjab National Bank (PNB)
c) ICICI Bank
d) Bajaj Finance
Answer: d
7-What is the primary function of a credit rating agency?
a) Issuing credit cards to individuals
b) Evaluating the creditworthiness of borrowers
c) Setting interest rates for loans
d) Regulating stock market transactions
Answer: b
8-Which financial instrument is used to raise capital for a company by selling shares to the public?
a) Debenture
b) Bond
c) Mutual fund
d) Initial Public Offering (IPO)
Answer: d
9-What is the full form of the RTGS system used for funds transfer in India?
a) Real-Time Gross Settlement
b) Reserve and Treasury General System
c) Retail Trading and Government Securities
d) Remote Transaction and General Security
Answer: a
10-Which committee recommended the establishment of Regional Rural Banks (RRBs) in India?
a) Gadgil Committee
b) Morarji Desai Committee
c) Narasimham Committee
d) Raghuram Rajan Committee
Answer: a
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MAHENDRA GURU