Dear Readers,
1-The network for common data communication for Banks and Financial Institutions launched by RBI is________
(1) INTERNET
(2) INFINET
(3) SWIFT
(4) BANKNET
(5) None of these
2-If a loan is repaid by a cheque, ____.
(1) Total bank reserves in the system decreases.
(2) Total bank reserves are not affected.
(3) Increase in total bank reserves in the system.
(4) 1 and 3 both
(5) None of these
3-Consider the following statements about Gold Standard and state which of them are true ?
(A) Gold Standard means there exists a fixed relationship between any two currencies called
the mint parity.
(B)It also means the exchange rate is determined by demand and supply between the gold points.
(C) Each nation defines the price of gold in terms of its currency and then stands ready to buy
and sell.
(1) Only C
(2) Only B
(3) All are true
(4) Only A
(5) None of these
4-Which of the following is not a component of bank deposits ?
(1) Fixed deposits
(2) Current A/C deposits
(3) Recurring deposits
(4) Safe deposits
(5) None of these
5-The new issue market is connected with _______.
(1) New issue of treasury bills
(2) New issue of currency notes
(3) Issue of IPO
(4) All of above
(5) None of these
6-Which of the following is a new instruments permitted by RBI to bank under Tier II for Capital adequacy purposes and what is its minimum maturity period ?
(1) Innovative perpetual debt instrument, 10 years
(2) Non-redeemable Cumulative Capital Instrument, 10 years
(3) Perpetual preference shares, 15 years
(4) Redeemable preference shares, 15 years.
(5) None of these
7-Which of the following interest rates are not fixed by RBI and left to the discretion of the Bank concerned ?
(A) Saving Bank deposits
(B) DRI Advances
(C) Ceilling rates on FCNR/NRE deposit accounts
(D) Ceiling rates on export credit facilities
(1) A and D
(2) A and C
(3) Only A
(4) Only D
(5) None of these
8-Which of the following liabilities is not taken as part of Time and demand liabilities for the purpose of CRR ?
(1) Fixed deposits
(2) Saving bank account
(3) Recurring deposits
(4) Paid-up capital
(5) None of these
9-Credit creation capacity of commercial banks is determined by :
वाणिज्यिक बैंकों की साख निर्माण क्षमता किसके द्वारा निर्धारित की जाती है:
(A) Cash withdrawls from the banking system by the public
(B) Cash reserve ratio to be maintained by Commercial banks
(C) Supply of currency notes by the central bank
(D) Willingness of the borrowers to take loans from commercial banks.
(1) A, C and D
(2) B, C and D
(3) A, B and D
(4) A, B and C
(5) None of these
10-Money supply in India can be increased if_____
(A) RBI puts more paper money for circulation
(B) The commercial banks expand their credit operations
(C) The Central Government gives more grants to the states
(D) The Government of India borrows from the RBI
(1) A, B and C
(2) B, C and D
(3) A, C and D
(4) A, B and D
(5) None of these
Answer-
1. 4
2. 2
3. 3
4. 4
5.4
6. 4
7. 4
8. 4
9. 3
10. 4
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MAHENDRA GURU