Banking Awareness Quiz For IBPS | RBI | SBI | NABARD | LIC | 28-06-2023

 

Dear Readers,

Banking Awareness has been an important part of various competitive exams, so we are here with a series of Banking Awareness Quiz on a daily basis on our platform. Follow the quiz daily to improve your banking awareness.

1-Near Money is defined as an________ 

नियर मनी को ________ के रूप में परिभाषित किया गया है

(1) Asset which is not usable as a medium of exchange but has as store of value.

 (2) Asset that serves as a temporary medium of exchange and has a store of value.

(3) Asset which adequately fulfill Store of value function and is readily convertible into a medium of exchange but is not itself a medium of exchange. 

(4) Asset which has a store of value & 100% liquidity 

(5) None of these 

2-Foreign Exchange Rates in India are determined by______

भारत में विदेशी मुद्रा दरें ______ द्वारा निर्धारित की जाती हैं

 (1) RBI 

(2) SEBI 

(3) Planning Commission 

(4) Market Forces of demand/supply 

(5) None of these 

3-Which of the following term is used in banking ? 

बैंकिंग में निम्नलिखित में से किस शब्द का प्रयोग किया जाता है?

(1) Listing 

(2) Open Market Operations

 (3) Settlement Day

 (4) Stock 

(5) None of these 

4-Which amongst the following banks used Tiny Cards with biometric identification as a part of the financial inclusion ? 

निम्नलिखित में से किस बैंक ने वित्तीय समावेशन के एक भाग के रूप में बायोमेट्रिक पहचान वाले टिनी कार्ड का उपयोग किया?

(1) SBI 

(2) PNB 

(3) ICICI 

(4) Axis 

(5) HDFC 

5-Treasury bills are sold in India by- 

भारत में ट्रेजरी बिल बेचे जाते हैं-

(1) SEBI

 (2) State Government 

(3) RBI 

(4) Commercial Banks 

(5) None of these 

6-Which of the following assets are considered as near money ? 

निम्नलिखित में से किस संपत्ति को निकट धन माना जाता है?

(1) Bond 

(2) Equity Shares 

(3) Time deposits 

(4) Traveller's cheques 

(5) All of above 

7-Forced saving refers to____ 

जबरन बचत का तात्पर्य ____ से है

(1) Taxes on individual income & wealth 

(2) Compulsory deposits imposed on income tax payers 

(3) Provident fund contributions of private sector employees 

(4) Reduction of consumption consequent to a rise in prices

(5) None of these 

8-Which of the following would reduce the credit creation capacity of a commercial bank ?

निम्नलिखित में से कौन सा एक वाणिज्यिक बैंक की ऋण निर्माण क्षमता को कम कर देगा?

(1) Time & Demand deposits 

(2) Loans 

(3) Cash in hand 

(4) 1 & 2 

(5) All of 1, 2 and 3 

9-Which of the following does not form a part of the foreign exchange reserves of India ?

निम्नलिखित में से कौन भारत के विदेशी मुद्रा भंडार का हिस्सा नहीं है?

 (1) Foreign currency & securities held by the banks & corporate bodies 

(2) Gold (3) SDR

 (4) Foreign currency assets 

(5) None of these 

10-Gains in trade results from__ 

व्यापार में लाभ __ से मिलता है

(1) Exporting as much as possible and receiving gold. 

(2) Reallocation of existing goods between the two countries.

 (3) The fact that exchange brings both specialization & reallocation of greater output & the increased welfare in each country 

(4) One country receiving both imports & exports 

(5) None of these

Answer-

1. 3

2.4

3. 2

4. 1

5.3

6. 5

7. 2

8. 1

9. 1

10. 3