Banking Awareness Quiz For IBPS | RBI | SBI | NABARD | LIC | 05-7-2023

 

Dear Readers,

Banking Awareness has been an important part of various competitive exams, so we are here with a series of Banking Awareness Quiz on a daily basis on our platform. Follow the quiz daily to improve your banking awareness.

1-Which one of the following items is not included in the current account of India's balance of payments ?

निम्नलिखित में से कौन सी वस्तु भारत के भुगतान संतुलन के चालू खाते में शामिल नहीं है?

(1) Short-term commercial borrowings 

(2) Non-monetary gold movements

(3) Investment income 

(4) Transfer payments

(5) None of these

2-The Reserve Bank of India placed the greatest reliance on which of the following measures of credit control for maintaining price stability during the last ten years ?

भारतीय रिज़र्व बैंक ने पिछले दस वर्षों के दौरान मूल्य स्थिरता बनाए रखने के लिए ऋण नियंत्रण के निम्नलिखित में से किस उपाय पर सबसे अधिक निर्भरता रखी?

(1) The Bank Rate

 (2) Open Market Operations

(3) Cash reserve requirements 

(4) Statutory liquidity requirements

(5) None of these

3-Which one of the following groups of items is included in India's foreign exchange reserves ?

निम्नलिखित में से वस्तुओं का कौन सा समूह भारत के विदेशी मुद्रा भंडार में शामिल है?

(1) Foreign-currency assets, Special Drawing Rights (SDRs) and Loans from foreign countries.

(2) Foreign-currency assets, Gold holdings of RBI and Special Drawing Rights (SDRs)

(3) Foreign-currency assets, Loans from the World Bank and Special Drawing Rights (SDRs)

(4) Foreign-currency assets, Gold holdings of RBI and Loans from the World Bank.

(5) None of these

4-If there is an inflationary trend in the economy what would be the trend in the pricing of the Bank products ?

यदि अर्थव्यवस्था में मुद्रास्फीति की प्रवृत्ति है तो बैंक उत्पादों के मूल्य निर्धारण में क्या प्रवृत्ति होगी?

(1) Constant trend

(2) Increasing trend

(3) Decreasing trend

(4) There is no relevance of the inflation in pricing of the banking products

(5) None of these

5-For a closed economy having no foreign trade which one of the following is correct ?

एक बंद अर्थव्यवस्था जिसमें कोई विदेशी व्यापार नहीं है, के लिए निम्नलिखित में से कौन सा सही है?

(1) GDP > GNP 

(2) GDP < GNP 

(3) GDP = GNP

(4) GDP < GNP 

(5) None of these

6-The ability of a commercial Bank to increase its loans and Investment depends on its _______.

एक वाणिज्यिक बैंक की अपने ऋण और निवेश को बढ़ाने की क्षमता उसके _______ पर निर्भर करती है।

(1) Holding of government securities 

(2) Cash position

(3) Excess Cash reserves 

(4) Outstanding loans and investments

(5) None of these

7-'Economic Development' is a _______.

आर्थिक विकास' एक _______ है।

(A) Continuous process

(B) Short-term process

(C) Long term process

(1) Only C

 

(2) A and C 

(3) Only A 

(4) A and B 

(5) None of these

8-Which of the following is not a feature of Microfinance ?

निम्नलिखित में से कौन सी माइक्रोफाइनेंस की विशेषता नहीं है?

(1) It provides gainful financial services to unemployed and low-income individuals.

(2) It promotes saving of money by individuals.

(3) Interest rates are generally lower than those offered by normal banks.

(4) Micro finance operations make profit from the poor.

(5) None of these.

9-Which of the following is not the part of the scheduled banking structure in India ?

निम्नलिखित में से कौन भारत में अनुसूचित बैंकिंग संरचना का हिस्सा नहीं है?

(1) Money Lenders 

(2) Public Sector Banks

(3) Private Sector Banks

 (4) Regional Rural Banks

(5) State Co-operative Banks

10-Which of the following cannot be called as a value Added service offered by a Bank?

निम्नलिखित में से किसे किसी बैंक द्वारा दी जाने वाली मूल्य वर्धित सेवा नहीं कहा जा सकता है?

(1) Special accounts for poor sections of the society

(2) Accident insurance cover

(3) Instant Credits of Outstation Cheques

(4) Free cheque book

(5) All are value Added services

Answer-

1. 1

2.1

3. 2

4. 2

5.3

6. 3

7. 2

8. 5

9. 1

10. 4