Banking Awareness Quiz For IBPS | RBI | SBI | NABARD | LIC | 21-8-2023

 

Dear Readers,

Banking Awareness has been an important part of various competitive exams, so we are here with a series of Banking Awareness Quiz on a daily basis on our platform. Follow the quiz daily to improve your banking awareness.

1-Which statement is correct for the Planning Commission of India?

भारत के योजना आयोग के लिए कौन सा कथन सही है?

(1) It is not defined in Indian Constitution

(2) Its members and Deputy Chairman do not have any fixed working duration

(3) Its members do not require any minimum qualification.

(4) All above are true

(5) None of these

Ans: (1) 

2-As per the new guidelines issued by RBI, the minimum required capital to set up a bank by corporates is set at ________.

आरबीआई द्वारा जारी नए दिशानिर्देशों के अनुसार, कॉरपोरेट्स द्वारा बैंक स्थापित करने के लिए न्यूनतम आवश्यक पूंजी ________ निर्धारित की गई है।

(1) Rs. 600 crore 

(2) Rs. 700 crore 

(3) Rs. 400 crore

(4) Rs. 500 crore

(5) None of these

Ans: (4) 

3-The economy of India is/are facing which of the following problems/problems nowadays?

भारत की अर्थव्यवस्था आजकल निम्नलिखित में से किस समस्या/समस्याओं से जूझ रही है/हैं?

A. Huge trade deficits.

B. Disequilibrium in the balance of payments.

C. High inflation and high food and commodity prices.

(1) Only A

 (2) Only B 

(3) A and C 

(4) Only C 

(5) None of these

Ans: (4) 

4-The primary monetary policy technique employed by the Reserve Bank of India is ________.

भारतीय रिज़र्व बैंक द्वारा नियोजित प्राथमिक मौद्रिक नीति तकनीक ________ है।

(1) Reserve requirements

 (2) Open market operations

(3) Discount policy 

(4) Margin requirements

(5) None of these

Ans: (2) 

5-When a bank writes off a loan as bad, it's ________.

जब कोई बैंक किसी ऋण को अशोध्य मानकर माफ कर देता है, तो यह ________ होता है।

(1) Total assets and total liabilities decreased by that amount.

(2) Total liabilities and capital decrease by that amount.

(3) Total assets and capital decrease by that amount.

(4) Total assets, total liabilities, and capital decreases by the amount.

(5) None of these

Ans: (3) 

6-Which of the following organisations maintains CRR?

निम्नलिखित में से कौन सा संगठन सीआरआर बनाए रखता है?

(1) SEBI 

(2) RBI 

(3) Ministry of Finance

(4) NABARD 

(5) None of these

Ans: (4) 

7-Many times we read in financial newspapers about channel financing. 'Channel Financing' is/are associated with ________.

कई बार हम वित्तीय समाचार पत्रों में चैनल फाइनेंसिंग के बारे में पढ़ते हैं। 'चैनल फाइनेंसिंग' ________ से संबद्ध है/हैं।

(A) SME lending 

(B) Supply chain finance 

(C) Retail lending

(1) Only A

 (2) Only B 

(3) A and C

 (4) Only C

 (5) None of these

Ans: (2) 

8-Invisible export means export of ________.

अदृश्य निर्यात का अर्थ है ________ का निर्यात।

(1) Services 

(2) Prohibited goods 

(3) Unrecorded goods

(4) Goods through smuggling 

(5) None of these

Ans: (1) 

9-Which of the following is not part of the prudential guidelines issued by the Reserve Bank of India?

निम्नलिखित में से कौन सा भारतीय रिजर्व बैंक द्वारा जारी विवेकपूर्ण दिशानिर्देशों का हिस्सा नहीं है?

(1) Provisioning 

(2) Loan recovery rules

 (3) Asset classification

(4) Income recognition

 (5) None of these

Ans: (2) 

10-Payment of a cheque cannot be made on a cash counter of a bank if the cheque is ___.

चेक का भुगतान किसी बैंक के कैश काउंटर पर नहीं किया जा सकता है यदि चेक ___ है.

(1) Bearer

 (2) cross 

(3) order 

(4) All of above

 (5) None of these

Ans: (2)