Banking Awareness Quiz For IBPS | RBI | SBI | NABARD | LIC | 24-8-2023

 

Dear Readers,

Banking Awareness has been an important part of various competitive exams, so we are here with a series of Banking Awareness Quiz on a daily basis on our platform. Follow the quiz daily to improve your banking awareness.

Question 1: Which of the following is a characteristic of the money market?

निम्नलिखित में से कौन मुद्रा बाजार की विशेषता है?

A) Long-term maturity

B) High risk

C) Trading of financial instruments with short maturities

D) Primarily deals with equity shares

E) All of the above

Answer: C

Question 2: Which of the following instruments is NOT typically traded in the money market?

निम्नलिखित में से कौन सा उपकरण आमतौर पर मुद्रा बाजार में कारोबार नहीं किया जाता है?

A) Treasury bills

B) Commercial paper

C) Corporate bonds

D) Repurchase agreements

E) Certificates of deposit

Answer: C

Question 3: The primary purpose of the money market is to:

मुद्रा बाज़ार का प्राथमिक उद्देश्य है:

A) Facilitate long-term borrowing for corporations

B) Generate high returns for investors

C) Provide a platform for trading stocks

D) Manage short-term liquidity needs

E) All of the above

Answer: D

Question 4: Which of the following is considered one of the most liquid money market instruments?

निम्नलिखित में से किसे सबसे अधिक तरल मुद्रा बाज़ार उपकरणों में से एक माना जाता है?

A) Treasury bills

B) Municipal bonds

C) Preferred shares

D) Junk bonds

E) Real estate investment trusts (REITs)

Answer: A

Question 5: The interest rate at which banks lend to each other in the money market is called:

वह ब्याज दर जिस पर बैंक मुद्रा बाजार में एक दूसरे को ऋण देते हैं, कहलाती है:

A) Prime rate

B) MIBOR (Mumbai Interbank Offered Rate)

C) LIBOR (London Interbank Offered Rate)

D) Discount rate

E) Inflation rate

Answer: B

Question 6: Commercial paper is a short-term debt instrument issued by:

वाणिज्यिक पत्र एक अल्पकालिक ऋण साधन है जो किसके द्वारा जारी किया जाता है:

A) Central banks

B) Individual investors

C) Corporations

D) Foreign governments

E) Non-profit organizations

Answer: C

Question 7: Which of the following is NOT a characteristic of money market funds?

निम्नलिखित में से कौन सा मनी मार्केट फंड की विशेषता नहीं है?

A) They are considered low-risk investments

B) They aim to maintain a stable net asset value (NAV)

C) They invest in a diversified portfolio of long-term securities

D) They provide easy access to cash

E) They are suitable for investors seeking liquidity and safety

Answer: C

Question 8: The maturity period of most money market instruments is typically:

अधिकांश मुद्रा बाज़ार लिखतों की परिपक्वता अवधि आम तौर पर होती है:

A) 10 years

B) 5 years

C) 2 years

D) 180 days

E) 30 days

Answer: E

Question 9: Which of the following is NOT a function of the money market?

निम्नलिखित में से कौन सा मुद्रा बाजार का कार्य नहीं है?

A) Facilitating short-term borrowing and lending

B) Providing a platform for trading long-term bonds

C) Maintaining liquidity in the financial system

D) Influencing short-term interest rates

E) Allowing central banks to implement monetary policy

Answer: B

Question 10: The money market is crucial for:

मुद्रा बाज़ार इसके लिए महत्वपूर्ण है:

A) Long-term capital investments

B) Speculative trading

C) Financing government budget deficits

D) Funding large infrastructure projects

E) Financing mergers and acquisitions

Answer: C