Banking Awareness Quiz For IBPS | RBI | SBI | NABARD | LIC | 09-8-2023

 

Dear Readers,

Banking Awareness has been an important part of various competitive exams, so we are here with a series of Banking Awareness Quiz on a daily basis on our platform. Follow the quiz daily to improve your banking awareness.

1-The process of credit creation has the effect of ______

ऋण निर्माण की प्रक्रिया पर ______ का प्रभाव पड़ता है

(1) Raising the real national income

(2) Raising the real wealth of a country

(3) Increasing the supply of money

(4) Decreasing the national debt

(5) None of these

Ans: 3

2-Which of the following is not a function of commercial banks?

निम्नलिखित में से कौन सा वाणिज्यिक बैंकों का कार्य नहीं है?

(1) Acceptance of deposits

(2) Purchase and sale of foreign exchange

(3) Discounting bills of exchange

(4) Controlling credit expansion

(5) None of these

Ans: 4

3-Which of the following is generally referred to as a 'Broader' measure of the money supply?

निम्नलिखित में से किसे आम तौर पर धन आपूर्ति का 'व्यापक' माप कहा जाता है?

(1) M1 2 

(2) M

(3) M3 

(4) M4 

(5) None of these

Ans: 3

4-The RBI has helped to finance India's foreign Trade through ____

RBI ने ____ के माध्यम से भारत के विदेशी व्यापार को वित्तपोषित करने में मदद की है

(1) NABARD

 (2) EXIM Bank 

(3) SBI 

(4) IDBI 

(5) None of these

Ans: 2

5-A Maharatna company can invest which of the following amounts independently for a project?

एक महारत्न कंपनी किसी परियोजना के लिए निम्नलिखित में से कौन सी राशि स्वतंत्र रूप से निवेश कर सकती है?

(1) Rs 20.000 crore 

(2) Rs 12,000 crore 

(3) Rs 10,000 crore

(4) Rs 5000 crore

 (5) None of these

Ans: 4

6-The Tier - I Capital of Banks does not include __________.

बैंकों की टियर - I पूंजी में __________ शामिल नहीं है

(1) Paid-up capital

 (2) Statutory reserves

(3) Revaluation reserves 

(4) Investment Fluctuation reserves

(5) None of these

Ans: 3

7-Which of the following scheme is related to Financial Inclusion?

निम्नलिखित में से कौन सी योजना वित्तीय समावेशन से संबंधित है?

(1) SABLA 

(2) Swavalamban 

(3) Swabhiman

(4) Adhaar 

(5) None of these

Ans: 3

8-With reference to Banking, what is PCR?

बैंकिंग के संदर्भ में, पीसीआर क्या है?

(1) Profit Credit Ratio 

(2) Provision Credit Ratio

(3) Provision Coverage Ratio 

(4) Provision Cash Ratio

(5) None of these

Ans: 3

9-Goods and Services Tax (GST), would replace which of the following tax/taxes?

वस्तु एवं सेवा कर (जीएसटी), निम्नलिखित में से किस कर/टैक्स का स्थान लेगा?

(A) Income Tax 

(B) Corporate Tax 

(C) Value Added Tax (VAT)

(1) Only A 

(2) Only B 

(3) Only C

 (4) All A, B and C 

(5) None of these

Ans: 3

10-Agricultural taxation in India is difficult because of -

भारत में कृषि कराधान कठिन है क्योंकि

(1) Scattered nature of land holdings

(2) Seasonality of production

(3) The fact that agriculture is not taxed anywhere in the world

(4) Increasing overhead cost of tax collection and the lack of political will

(5) None of these

Ans: 4