Banking Awareness Quiz For IBPS | RBI | SBI | NABARD | LIC | 28-09-2023

 

Dear Readers,

Banking Awareness has been an important part of various competitive exams, so we are here with a series of Banking Awareness quizs on a daily basis on our platform. Follow the quiz daily to improve your banking awareness.

1-What is the purpose of the Basel III framework in banking regulation?

बैंकिंग विनियमन में बेसल III ढांचे का उद्देश्य क्या है?

A. Promote riskier lending

B. Enhance financial stability

C. Encourage off-balance-sheet transactions

D. Facilitate tax evasion

E.None of these

Answer: B

2-Which financial institution is responsible for regulating and supervising banks in the United States?

संयुक्त राज्य अमेरिका में बैंकों के विनियमन और पर्यवेक्षण के लिए कौन सी वित्तीय संस्था जिम्मेदार है?

A. Federal Reserve System

B. International Monetary Fund (IMF)

C. World Bank

D. Securities and Exchange Commission (SEC)

E. None of these

Answer: A

3-What is the main objective of the Know Your Customer (KYC) guidelines in banking?

बैंकिंग में अपने ग्राहक को जानें (केवाईसी) दिशानिर्देशों का मुख्य उद्देश्य क्या है?

A. Increase customer privacy

B. Prevent money laundering and fraud

C. Promote competitive banking practices

D. Reduce interest rates

E.None of these

Answer: B

4-Which of the following is NOT one of the functions of a central bank?

निम्नलिखित में से कौन सा केंद्रीय बैंक के कार्यों में से एक नहीं है?

A. Issuing currency

B. Regulating interest rates

C. Providing commercial loans

D. Managing foreign exchange reserves

E. None of these

Answer: C

5-What is the primary purpose of the SWIFT (Society for Worldwide Interbank Financial Telecommunication) network in international banking?

अंतर्राष्ट्रीय बैंकिंग में स्विफ्ट (सोसाइटी फॉर वर्ल्डवाइड इंटरबैंक फाइनेंशियल टेलीकम्युनिकेशन) नेटवर्क का प्राथमिक उद्देश्य क्या है?

A. Tracking stock market performance

B. Facilitating secure communication among banks

C. Setting global interest rates

D. Managing cryptocurrency transactions

E. A&D

Answer: B

6-What is the term for the interest rate at which one bank lends funds to another bank in the interbank market?

वह ब्याज दर क्या है जिस पर एक बैंक अंतरबैंक बाजार में दूसरे बैंक को धन उधार देता है?

A. Prime rate

B. LIBOR (London Interbank Offered Rate)

C. Discount rate

D. Repo rate

E.None of these

Answer: B

7-Which of the following is NOT a major credit rating agency?

निम्नलिखित में से कौन एक प्रमुख क्रेडिट रेटिंग एजेंसी नहीं है?

A. Moody's Investors Service

B. Standard & Poor's (S&P)

C. Fitch Ratings

D. Interbank Settlement Agency (ISA)

E. None of these

Answer: D

8-What does the term "FDIC" stand for in the context of U.S. banking?

अमेरिकी बैंकिंग के संदर्भ में "FDIC" शब्द का क्या अर्थ है?

A. Federal Department of Investment and Credit

B. Financial Depository and Insurance Corporation

C. Federal Deposit Insurance Corporation

D. Foreign Direct Investment Commission

E.None of these

Answer: C. 

9-What is the primary function of a "central clearing counterparty" (CCP) in financial markets?

वित्तीय बाज़ारों में "केंद्रीय समाशोधन प्रतिपक्ष" (सीसीपी) का प्राथमिक कार्य क्या है?

A. Facilitating stock market IPOs

B. Clearing and settling financial transactions

C. Managing government bonds

D. Providing venture capital funding

E. None of these

Answer: B. 

10-When was Rahul Mishra honoured with the "Chevalier del'Ordre des Arts et des Lettres" award?

राहुल मिश्रा को "शेवेलियर डेल'ऑर्ड्रे डेस आर्ट्स एट डेस लेट्रेस" पुरस्कार से कब सम्मानित किया गया?

a) September 16, 2023

b) September 18, 2023

c) September 12, 2023

d) September 14, 2023

e) September 17, 2023

Answer: C.