Dear Readers,
1-What is the minimum voting age for an individual to be eligible to open a savings bank account in India?
भारत में बचत बैंक खाता खोलने के लिए पात्र होने के लिए किसी व्यक्ति की न्यूनतम मतदान आयु क्या है?
A) 16 years
B) 18 years
C) 21 years
D) 25 years
Answer: B
2-Who is the regulatory authority for regulating the commodity futures market in India?
भारत में कमोडिटी वायदा बाजार को विनियमित करने के लिए नियामक प्राधिकरण कौन है?
A) SEBI
B) RBI
C) IRDAI
D) FMC
Answer: A
3-Which of the following banks is the oldest public sector bank in India?
निम्नलिखित में से कौन सा बैंक भारत का सबसे पुराना सार्वजनिक क्षेत्र का बैंक है?
A) State Bank of India
B) Punjab National Bank
C) Bank of Baroda
D) Allahabad Bank
Answer: D
डिजिटल भुगतान के संदर्भ में 'UPI' का पूर्ण रूप क्या है?
A) Unified Payment Interface
B) Universal Payment Identifier
C) Unique Payment Instrument
D) Uniform Payment Index
Answer: A
5-Which of the following is not a credit rating agency in India?
निम्नलिखित में से कौन भारत में क्रेडिट रेटिंग एजेंसी नहीं है?
A) CRISIL
B) CARE
C) SEBI
D) ICRA
Answer: C
बैंकिंग में 'आईएफएससी' शब्द का क्या अर्थ है?
A) Indian Financial System Code
B) International Financial Services Corporation
C) Interbank Fund Settlement Code
D) Investment and Financial Services Code
Answer: A
7-Which banking service allows a customer to withdraw more money than is available in their account, up to a certain limit?
कौन सी बैंकिंग सेवा ग्राहक को एक निश्चित सीमा तक, उनके खाते में उपलब्ध राशि से अधिक पैसे निकालने की अनुमति देती है?
A) Overdraft
B) Fixed Deposit
C) Recurring Deposit
D) Savings Account
Answer: A
ऋण के संदर्भ में, 'ईएमआई' का क्या अर्थ है?
A) Equated Monthly Installment
B) Easy Money Investment
C) Every Month Income
D) Emergency Monetary Instrument
Answer: A
9-Which insurance product is specifically designed to provide coverage for a specified period, often with lower premiums?
कौन सा बीमा उत्पाद विशेष रूप से कम प्रीमियम के साथ एक निर्दिष्ट अवधि के लिए कवरेज प्रदान करने के लिए डिज़ाइन किया गया है?
A) Term Insurance
B) Health Insurance
C) Whole Life Insurance
D) ULIP
Answer: A
10-What is the minimum maturity period for a fixed deposit in a bank?
किसी बैंक में सावधि जमा की न्यूनतम परिपक्वता अवधि क्या है?
A) 6 months
B) 1 year
C) 3 years
D) 5 years
Answer: A
A) 16 years
B) 18 years
C) 21 years
D) 25 years
E) None of these
Answer: B
2-Who is the regulatory authority for regulating the commodity futures market in India?
A) SEBI
B) RBI
C) IRDAI
D) FMC
E) None of these
Answer: A
3-Which of the following banks is the oldest public sector bank in India?
A) State Bank of India
B) Punjab National Bank
C) Bank of Baroda
D) Allahabad Bank
E) None of these
Answer: D
4-What is the full form of 'UPI' in the context of digital payments?
A) Unified Payment Interface
B) Universal Payment Identifier
C) Unique Payment Instrument
D) Uniform Payment Index
E) None of these
Answer: A
5-Which of the following is not a credit rating agency in India?
A) CRISIL
B) CARE
C) SEBI
D) ICRA
E) None of these
Answer: C
6-What does the term 'IFSC' stand for in banking?
A) Indian Financial System Code
B) International Financial Services Corporation
C) Interbank Fund Settlement Code
D) Investment and Financial Services Code
E) None of these
Answer: A
7-Which banking service allows a customer to withdraw more money than is available in their account, up to a certain limit?
A) Overdraft
B) Fixed Deposit
C) Recurring Deposit
D) Savings Account
E) None of these
Answer: A
8-In the context of loans, what does 'EMI' stand for?
A) Equated Monthly Installment
B) Easy Money Investment
C) Every Month Income
D) Emergency Monetary Instrument
E) None of these
Answer: A
9-Which insurance product is specifically designed to provide coverage for a specified period, often with lower premiums?
A) Term Insurance
B) Health Insurance
C) Whole Life Insurance
D) ULIP
E) None of these
Answer: A
10-What is the minimum maturity period for a fixed deposit in a bank?
A) 6 months
B) 1 year
C) 3 years
D) 5 years
E) None of these
Answer: A
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MAHENDRA GURU