Banking Awareness Quiz For IBPS | RBI | SBI | NABARD | LIC | 31-10-2023

 

Dear Readers,

Banking Awareness has been an important part of various competitive exams, so we are here with a series of Banking Awareness quizzes on a daily basis on our platform. Follow the quiz daily to improve your banking awareness.

1. Inflation that occurs due to a sudden and excessive increase in the money supply is commonly referred to as:

मुद्रा आपूर्ति में अचानक और अत्यधिक वृद्धि के कारण होने वाली मुद्रास्फीति को आमतौर पर कहा जाता है:

a) Hyperinflation

b) Cost-push inflation

c) Demand-pull inflation

d) Stagflation

e) None of these 

Answer: a

2. What is the primary tool used by central banks to influence the money supply and control inflation?

मुद्रा आपूर्ति को प्रभावित करने और मुद्रास्फीति को नियंत्रित करने के लिए केंद्रीय बैंकों द्वारा उपयोग किया जाने वाला प्राथमिक उपकरण क्या है?

a) Fiscal policy

b) Interest rate adjustments

c) Exchange rate manipulation

d) Government spending

e) None of these 

Answer: b

3. Which of the following is not a potential impact of inflation on an economy?

निम्नलिखित में से कौन सा अर्थव्यवस्था पर मुद्रास्फीति का संभावित प्रभाव नहीं है?

a) Increased purchasing power of consumers

b) Decreased real income for fixed-wage earners

c) Erosion of the value of savings

d) Uncertainty for businesses and investors

e) None of these 

Answer: a

4. When inflation is steadily decreasing but still positive, it is often referred to as:

जब मुद्रास्फीति लगातार कम हो रही है लेकिन फिर भी सकारात्मक है, तो इसे अक्सर कहा जाता है:

a) Disinflation

b) Hyperinflation

c) Stagflation

d) Recession

e) None of these 

Answer: a

5. What is the term for a situation in which the overall price level remains stable or experiences minimal changes?

उस स्थिति को क्या कहा जाता है जिसमें समग्र मूल्य स्तर स्थिर रहता है या न्यूनतम परिवर्तन का अनुभव करता है?

a) Deflation

b) Disinflation

c) Price stability

d) Hyperinflation

e) None of these 

Answer: c

6. Which of the following is an example of an asset that may serve as a hedge against inflation?

निम्नलिखित में से कौन सी संपत्ति का उदाहरण है जो मुद्रास्फीति के खिलाफ बचाव के रूप में काम कर सकती है?

a) Fixed-rate mortgage

b) Traditional savings account

c) Gold and precious metals

d) Short-term government bonds

e) None of these 

Answer: c

7. What does the term "inflation targeting" refer to in monetary policy?

मौद्रिक नीति में "मुद्रास्फीति लक्ष्यीकरण" शब्द का क्या अर्थ है?

a) A strategy where the central bank aims to maintain a specific inflation rate as its primary goal

b) A policy of encouraging high inflation to boost economic growth

c) A practice of constantly adjusting interest rates without specific goals

d) A focus on stabilizing exchange rates rather than inflation rates

e) None of these 

Answer: a

8. What is the term for a period of negative inflation, where the overall price level is decreasing?

नकारात्मक मुद्रास्फीति की अवधि को क्या कहते हैं, जहां समग्र मूल्य स्तर घट रहा है?

a) Hyperinflation

b) Deflation

c) Disinflation

d) Stagflation

e) None of these 

Answer: b

9. In the context of inflation, what is the "shoe-leather cost"?

मुद्रास्फीति के संदर्भ में, "जूता-चमड़े की कीमत" क्या है?

a) The increased cost of shoes due to rising prices

b) The cost associated with constantly changing one's shoes to cope with inflation

c) The effort and time spent by people to reduce the real value of their cash holdings during high inflation

d) The expense of shoe production and distribution

e) None of these 

Answer: c

10. When a government or central bank takes measures to reduce the money supply to control inflation, it is known as:

जब कोई सरकार या केंद्रीय बैंक मुद्रास्फीति को नियंत्रित करने के लिए धन आपूर्ति को कम करने के उपाय करता है, तो इसे कहा जाता है:

a) Quantitative easing

b) Fiscal stimulus

c) Tightening monetary policy

d) Expansionary monetary policy

e) None of these 

Answer: c