Banking Awareness Quiz For IBPS | RBI | SBI | NABARD | LIC | 12-12-2023

 

Dear Readers,

Banking Awareness has been an important part of various competitive exams, so we are here with a series of Banking Awareness quizzes on a daily basis on our platform. Follow the quiz daily to improve your banking awareness.

1-A Bank which controls credit is called _____.

एक बैंक जो ऋण को नियंत्रित करता है उसे _____ कहा जाता है।

(1) Unit Bank 

(2) Central Bank 

(3) Commercial Bank

(4) Correspondent Bank 

(5) None of these

2-When the government imposes physical and monetary controls to check open inflation, It is known as ____.

जब सरकार खुली मुद्रास्फीति को रोकने के लिए भौतिक और मौद्रिक नियंत्रण लगाती है, तो इसे ____ के रूप में जाना जाता है।

(1) Mark-up Inflation 

(2) Demand pull Inflation

 (3) Creeping Inflation

(4) Suppressed Inflation 

(5) None of these

3-The causes of deflation is/are _______.

अपस्फीति के कारण _______ हैं/हैं।

(A) Lack of goods and services as campared to money supply.

(B)Low per capita income

(C)Lack of money supply as compared to supply of goods and services

.

(1) A and C 

(2) All A, B and C 

(3) Only C

(4) Only A 

(5) None of these

4-Which one of the following is not a function of Central Bank in a country ?

निम्नलिखित में से कौन सा किसी देश में सेंट्रल बैंक का कार्य नहीं है?

(1) Credit Control 

(2) Managing Money Supply

(3) Credit Creation 

(4) Regulation of Foreign Exchange

(5) None of these

5-The system of Note Issue followed by Reserve Bank of India is ____.

भारतीय रिजर्व बैंक द्वारा अपनाई जाने वाली नोट जारी करने की प्रणाली ____ है।

(1) Proportional Reserve System 

(2) Minimum Reserve System

(3) Minimum Fiduciary System 

(4) Maximum Fiduciary System

(5) None of these

6-A group of countries which has abolished all Traffis and also quantitative restrictions between themselves is called ________.

देशों का एक समूह जिसने अपने बीच सभी ट्रैफ़िक और मात्रात्मक प्रतिबंधों को समाप्त कर दिया है, उसे ________ कहा जाता है।

(1) Economic Union 

(2) Customs Union 

(3) Common Market

(4) Free Trade Area 

(5) None of these

7-Which one of the following is not a priority sector lending by Commercial Banks in India at present ?

निम्नलिखित में से कौन सा वर्तमान में भारत में वाणिज्यिक बैंकों द्वारा प्राथमिकता क्षेत्र को दिया जाने वाला ऋण नहीं है?

(1) Agriculture 

(2) Small Scale Industries 

(3) Export

(4) Weaker Section

 (5) None of these

8-Many times we read that a corporate entity is in the process of raising its capital base. Why is a company required to raise money to strengthen its capital base?

कई बार हम पढ़ते हैं कि एक कॉर्पोरेट इकाई अपना पूंजी आधार बढ़ाने की प्रक्रिया में है। किसी कंपनी को अपना पूंजी आधार मजबूत करने के लिए धन जुटाने की आवश्यकता क्यों होती है?

(A) To finance its expansion plans

(B) To finance its diversification plans

(C) To repay its loans and borrowings

(1) Only A 

(2) Only B 

(3) Only C 

(4) Only A & B 

(5) AII A, B & C

9-What are Teaser Loan rates charged by Banks ?

बैंकों द्वारा ली जाने वाली टीज़र ऋण दरें क्या हैं?

(1) Rate of interest in the initial period is more and it goes down subsequently.

(2) Rate of interest in the intial period is less and goes up subsequently.

(3) Fixed Rate of interest charged by Banks

(4) Floating rate of interest charged by Banks.

(5) None of these

10-Which of the following institution is considered as ' soft loan window' ?

निम्नलिखित में से किस संस्था को 'सॉफ्ट लोन विंडो' माना जाता है?

(1) IMF 

(2) IBRD

 (3) IDA 

(4) IFC 

(5) None of these

Answer-

1. 2

2.4

3. 3

4. 3

5.2

6. 4

7. 3

8. 1

9. 2

10. 3

1-Who has been chosen for the prestigious Nobel Peace Prize 2023 by the Royal Swedish Academy?

(1) Maria Ressa

(2) Dmitry Muratov

(3) Nargis Mohammadi

(4) Alfred Nobel

(5) None of these

Q.2. What is the objective of raising the gratuity limit for LIC agents?<