Banking Awareness Quiz For IBPS | RBI | SBI | NABARD | LIC | 08-12-2023

 

Dear Readers,

Banking Awareness has been an important part of various competitive exams, so we are here with a series of Banking Awareness quizzes on a daily basis on our platform. Follow the quiz daily to improve your banking awareness.

1-Which of the following is the highest regulatory authority for banks in India?

निम्नलिखित में से कौन सा भारत में बैंकों के लिए सर्वोच्च नियामक प्राधिकरण है?

a) Reserve Bank of India (RBI)

b) State Bank of India (SBI)

c) Securities and Exchange Board of India (SEBI)

d) Ministry of Finance

Answer: a

2-What is the primary objective of the Basel III framework?

बेसल III ढांचे का प्राथमिक उद्देश्य क्या है?

a) Enhancing cybersecurity in banks

b) Regulating interest rates globally

c) Strengthening bank capital adequacy and liquidity

d) Promoting digital banking initiatives

Answer: c

3-What does the term "CASA" refer to in banking?

बैंकिंग में "कासा" शब्द का क्या अर्थ है?

a) Centralized Accounting and Securities Administration

b) Cash and Savings Accounts

c) Current and Savings Accounts

d) Centralized Audit and Security Administration

Answer: c

4-Which organization issues credit scores to individuals and businesses in the United States?

संयुक्त राज्य अमेरिका में कौन सा संगठन व्यक्तियों और व्यवसायों को क्रेडिट स्कोर जारी करता है?

a) Federal Reserve System (Fed)

b) Securities and Exchange Commission (SEC)

c) Internal Revenue Service (IRS)

d) Fair Isaac Corporation (FICO)

Answer: d

5-What is the purpose of the CIBIL (Credit Information Bureau India Limited) in India?

भारत में CIBIL (क्रेडिट इंफॉर्मेशन ब्यूरो इंडिया लिमिटेड) का उद्देश्य क्या है?

a) Regulating credit card interest rates

b) Providing credit scores to individuals and businesses

c) Conducting audits of commercial banks

d) Facilitating international money transfers

Answer: b

6-Which of the following is an example of a non-banking financial institution (NBFI)?

निम्नलिखित में से कौन सा एक गैर-बैंकिंग वित्तीय संस्थान (NBFI) का उदाहरण है?

a) State Bank of India (SBI)

b) Punjab National Bank (PNB)

c) ICICI Bank

d) Bajaj Finance

Answer: d

7-What is the primary function of a credit rating agency?

क्रेडिट रेटिंग एजेंसी का प्राथमिक कार्य क्या है?

a) Issuing credit cards to individuals

b) Evaluating the creditworthiness of borrowers

c) Setting interest rates for loans

d) Regulating stock market transactions

Answer: b

8-Which financial instrument is used to raise capital for a company by selling shares to the public?

जनता को शेयर बेचकर कंपनी के लिए पूंजी जुटाने के लिए किस वित्तीय साधन का उपयोग किया जाता है?

a) Debenture

b) Bond

c) Mutual fund

d) Initial Public Offering (IPO)

Answer: d

9-What is the full form of the RTGS system used for funds transfer in India?

भारत में निधि अंतरण के लिए प्रयुक्त आरटीजीएस प्रणाली का पूर्ण रूप क्या है?

a) Real-Time Gross Settlement

b) Reserve and Treasury General System

c) Retail Trading and Government Securities

d) Remote Transaction and General Security

Answer: a

10-Which committee recommended the establishment of Regional Rural Banks (RRBs) in India?

किस समिति ने भारत में क्षेत्रीय ग्रामीण बैंकों (आरआरबी) की स्थापना की सिफारिश की? किस समिति ने भारत में क्षेत्रीय ग्रामीण बैंकों (आरआरबी) की स्थापना की सिफारिश की?

a) Gadgil Committee

b) Morarji Desai Committee

c) Narasimham Committee

d) Raghuram Rajan Committee

Answer: a